Does Klarna Accept Cash App or Card?

Written By Shalini Kapoor
Reviewed by Daisy Martinez
Last update:
Our site offers educational and informational content only, not professional financial advice. Consulting a financial advisor about your particular circumstances is best.

Does Klarna Accept Cash App or Card? If you want to know if you can use your hard-earned cash in Cash App to pay for your purchase with Klarna? Well, the answer is no! At least not directly!

Klarna does not link with Cash App as a payment method and does not accept any pre-paid cards, including Cash App Card.

But don’t worry! There are workarounds to make sure you can use your Cash App with Klarna. And this blog is gonna show you how.

Does Klarna Accept Cash App?

Klarna is an e-commerce service that offers credit accounts, installment plans, and financing options to customers who purchase products online. Due to the nature of the service, Klarna needs a lot of knowledge about its customers, like full name, address, email address, bank account, or credit card information.

Cash App provides some general information Klarna can use to verify a customer. But it doesn’t give any financial information. That’s why Klarna doesn’t accept Cash App as a payment method.

Does klarna Accept Cash App Card?

Cash app card is a pre-paid card funded by cash app balance. So, unfortunately, Klarna doesn’t accept Cash App card as a payment method either.

Step-by-step Guide on How to Order on Klarna and Pay with Cash App?

It’s a bummer that you can’t pay Klarna with Cash App directly, but as I said, there are workarounds. You can connect your Cash App with an inter-mediator like Apple Pay or Google Pay, accepted by Klarna, and then use it to pay your order.

Here’s a step-by-step guide on how you can do with Apple Pay:

Step 1: Activate Cash App Debit Card

If you already have a Cash App debit card, it’s great! You can skip this step. If you don’t have one, place your order for a virtual card or a physical card.

Source: Cash App

I’d prefer a virtual card as it activates much faster, and you don’t need to wait for the physical card to arrive.

Step 2: Connect Cash App card with Apple Pay

  1. Open the Apple Wallet app, and tap +.
  2. Tap Continue.
  3. Tap “Add Credit or Debit Card.”
  4. Select the Cash App card as your payment method.
  5. Give the card information (card number, expiration date, and CVV code) to link with Apple Pay.
  6. You’ll see the Apple wallet as a payment option once added.
Source: Cash App

Step 3: Add Apply Pay to Klarna

  1. Go to your Klarna account, and click “Add payment method.”
  2. Select Apple Pay as the payment method.
  3. Tap on it, and confirm the payment information on the next page.
Source: Klarna

That’s it; now Klarna will charge your Apple Pay, then Apple Pay will charge your Cash App, and voila! You will shop using your Cash App balance.

Does Klarna Accept Paypal?

Things are a bit hazy with PayPal. You cannot connect a Paypal account with Klarna but can use a Paypal Mastercard debit card to pay your Klarna. You can also connect your Klarna one-time virtual card to Paypal.

However, several users reported that they often faced issues while using Paypal to pay Klarna. So, if you want a hassle-free experience, I’d suggest you stick to Apple Pay or Google Pay.

Does Klarna Accept Apple Pay?

Klanra is pretty happy with Apple Pay, and it is accepted as a payment option in almost every Klarna store. All you need to do is connect your Apple Pay wallet with your Klarna account, and you can use it as a payment method.

Can I Get Cash From Klarna?

Nope! You cannot get cash out from Klarna. You can only use it to buy things from the stores that partner with Klarna for Pain in 4 or Pay in 30 offers and nothing else.

Does Klarna Accept Google Pay?

Yes, Klarna does accept Google Pay as a payment method. You can connect your Google wallet with Klarna and then use it to pay your Klarna orders.

Does Klarna Accept Chime?

Unfortunately, Klarna does not accept Chime or Chime pre-paid cards as a payment method. Just like Cash App, you’ll have to link your Chime card with Apple Pay or Google Pay and then use that wallet to pay Klarna’s order.

Does Klarna Accept Credit Cards?

According to the official website, Klarna accepts credit cards as a payment method. However, you can connect another bank’s credit card when purchasing something through a Klarna card.

Does Klarna Accept Pre-paid Cards?

Pre-paid cards are like debit cards, so most people think they should work with Klarna. But the problem is these cards are mostly created for specific services or stores, like Amazon gift cards or mobile top-up cards. And they don’t have any background information on the user. So Klarna does not accept pre-paid cards as a payment method.

Frequently Asked Questions

What cards does klarna accept?

Klarna accepts all major debit cards like Mastercard, visa cards, American Express, JCB cards, and Maestro as payment methods. You can also connect your Apple Pay or Google Pay and use that wallet to make the payment.

What pre-paid cards does Klarna take?

Klarna does not accept any pre-paid cards as a payment method. Whether it’s from Cash App, Chime, or any other service, Klarna does not accept them.

Why is Klarna not accepting my card?

There can be tens of reasons why Klarna is not accepting your card. The most common ones are:

  1. Your card information is incorrect.
  2. Your bank might not allow online payments or international payments.
  3. You’ve exceeded the daily transaction limit set by your bank.
  4. Klarna does not accept your particular type of card (like pre-paid cards.)
  5. The card is expired or blocked due to security reasons.

What banks does Klarna accept?

Klarna accepts payments from almost all the major banks around the world. However, check with your bank if they allow international payments and online payments before you proceed to make a payment with Klarna.

How to order on Klarna and pay with Cash App?

To order on Klarna and pay with Cash App, you need to link your Cash App card with Apple Pay or Google Pay wallet. Once the card is linked, you can use that as a payment method to make payments through Klarna.


Buy now pay later services like Klarna need a lot of financial information from the customers to approve their orders. And since Cash App, Chime, and Pre-paid cards lack those kinds of information, Klarna does not accept them as payment methods.

But if you really want to use Cash App to pay your Klarna orders, you can link it with Apple Pay or Google Pay and use that as a payment method. You can also connect it with an online bank account ad use that as an intermediate payment method. But that would take a few days for the payment to process and probably be way more hassle than necessary.

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Shalini Kapoor is a dedicated financial writer and editor at Currently pursuing her Master's in Accounting, she possesses a unique blend of academic rigor and practical insight into personal finance. Shalini is fervent about empowering individuals with actionable financial advice, grounded in her in-depth studies and natural flair for simplifying complex topics. As an editor, she ensures every piece of content meets the highest standards of accuracy and relevance. With a passion for continuous learning, Shalini is not just sharing knowledge but also constantly expanding her own, to benefit the readers of

Content Disclaimer: Our site offers educational and informational content only, not professional financial advice. Consulting a financial advisor about your particular circumstances is best.

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