Can You Really Send Money Anonymously with PayPal?

Written By Shalini Kapoor
Reviewed by Daisy Martinez
Last update:
Our site offers educational and informational content only, not professional financial advice. Consulting a financial advisor about your particular circumstances is best.

“Can you really send money anonymously with PayPal?” It’s a query many have, especially in today’s digital age where privacy is paramount. The thought of our transactions being tracked or traced might unsettle some. Delving into the nitty-gritty of PayPal’s policies, we’ve hunted for answers. In this piece, we’ll unravel the truth about anonymous transactions on PayPal and guide you on the safest ways to move your money. Dive in to learn more!

Is it Possible to Send Money from PayPal Anonymously?

PayPal shows your name and email address to the receiver when you make a payment, which is why it is not 100% anonymous. But there are ways to obscure these details or keep them secret, such as using a disposable email or a pseudo-business name.

However, PayPal will still request some kind of identification (like state ID or social security number) and your physical address to make sure you’re a legit user. So the person on the other end of the transaction might not see it, but PayPal will know who you are.

Does PayPal Show Your Name and Address When You Send Money?

By default, when you make a payment with a personal PayPal account, the recipient sees your name and email address. However, if you have a “business” account, it only shows your business name, which is actually customizable. And no worries, you don’t have to register as a business to enjoy this feature.

How Do I Change My PayPal Account Name?

Go to the “Settings” page on your PayPal account and select “Change name.” Select what you want to change in your name, make the changes, and click “Save.” That’s it! Your name will be updated.

But please remember that you can only do this once, and PayPal does not allow using fake names. Your name should match the documents you provided when you signed up for the account.

How to Hide Your Name on PayPal While Sending Money?

You cannot hide your name completely on a PayPal transaction. The receiver will either see your name if it’s a personal account or your business name if you have a business account.

The Best Way to Send Money Anonymously via PayPal

Since you can’t completely hide your name from the receiver, the best way to go about it is to make a business PayPal account and send money through it. You can name your business whatever you want; PayPal doesn’t ask for any documents to verify it, so you can pick a totally random name. This way, you can be sure that your name isn’t displayed to the receiver.

Other Methods to Send Money Anonymously Through PayPal

Suppose you don’t want to create a business account. In that case, there are still a few less discrete but useful methods to send money anonymously.

Disposable PayPal Account

A disposable account means you do not connect it to your bank accounts or credit cards, so your financial information is not shared with PayPal. But you’ll still have to provide identity proof at the time of registration.

To make this work, create a new account with a different email address than your main one. Connect it with a virtual card to move funds.

Now, here are a couple of downsides to keep in mind. PayPal only allows one account, so if you already have one, you won’t get approved. Also, as per their new policy, PayPal now requires a valid physical address, so you should consider getting a PO box to work around this.

Use Someone Else’s Account

A better but less conspicuous method because you’ll need the help of a friend or family or someone. This is obviously a less-than-ideal situation when you’re trying to be anonymous.

Buy this could be a good option if you just don’t want to associate your name with the transaction. Ask a friend to sign up for a PayPal account using their details and then use it to send money on your behalf.

How Can I Pay Someone Anonymously Online?

Since PayPal isn’t the most private way to send money, here are a few other options that you can use to send money anonymously.

Cash App

With Cash App, you can use your “user name” to identify yourself on the app. So you can go by “KettyCash” or whatever you fancy, and the receiver will only see that instead of your real name. The only catch is that this anonymous option has a limit of $250 per day.

Prepaid Debit Cards

Buy a disposable prepaid debit card, load it with money with the help of another disposable credit card, and send it to your recipient with no strings attached. It’s THE perfect anonymous way to send funds on this list. No personal information or name is required—everything can be done without ever showing your face.

Gift Cards

Not as flexible as a debit card, but still a solid choice for sending money under the radar. Lots of people are cool with taking Amazon, Walmart, or Target gift cards as payment.

Selected Cryptocurrencies

Certain cryptocurrencies, such as Monero, Dash, or ZCash, offer high levels of privacy and can be used for global money transfers. The only catch is that they might be a bit too complex for the average Joe to set up and use. Plus, not everyone is keen on accepting them as payment.

Here is a comprehensive comparison table to compare these private ways to send money: Cash App, Prepaid Debit Cards, Gift Cards, and Selected Cryptocurrencies.

Here is a quick comparison table to compare these private ways to send money: 

MethodProsConsPrivacy Level
Cash App– Simple and fast way to send and receive money
– No fees for personal use
– Option to invest in stocks and Bitcoin
– Limited international availability – Potential security risks
– Customer service issues
– Medium: Requires personal information and verification
– Transactions are traceable and can be reversed
Prepaid Debit Cards– Convenient and flexible way to spend money
– No bank account or credit check required
– Can be reloaded and used indefinitely
– Fees for activation, reloading, and maintenance
– Limited protection against fraud or theft
– May not be accepted by some merchants or online platforms
– High: No personal information or verification required
– Transactions are anonymous and irreversible
Gift Cards– Easy and convenient way to give money as a gift
– Variety of brands and categories to choose from
– Can be used online or in-store
– Non-refundable and non-reloadable
– Limited to specific merchants or platforms
– May expire or lose value over time
– High: No personal information or verification required
– Transactions are anonymous and irreversible
Selected Cryptocurrencies– Decentralized and secure way to send and receive money
– Low fees and fast transactions
– Option to invest in a growing market
– Volatile and unpredictable prices
– Limited availability and acceptance
– Requires technical knowledge and skills
– Very high: No personal information or verification required – Transactions are encrypted and irreversible

Frequently Asked Questions

Can I hide my name on PayPal?

You cannot completely hide your name on PayPal. However, you can obscure it by creating a business account or using a disposable email address.

How do I hide my address on PayPal?

Your address is only for the internal use of PayPal and is not shared with the people you transact with. If you don’t want to give your address to PayPal, either, just rent a PO box and use it as your address.

Is the PayPal business account anonymous?

Not completely anonymous, but yes business account is more discrete than a personal one since it only displays your business name on the transaction.

How to receive money anonymously on PayPal?

You must give an email or a phone number registered with PayPal to receive money from another user. To stay completely anonymous, use an untraceable virtual number or a disposable email address while creating your account.

Can I send money anonymously on Venmo?

No, you cannot send money anonymously on Venmo. Just like PayPal, your name and email will be visible to the receiver when they receive the money.

Can I send money anonymously via the cash app?

Cash App allows you to use your user name instead of your real name while sending or receiving money. So you can remain anonymous while using this payment app.


PayPal isn’t the best option for sending money anonymously, but it can be done. You might want to switch to a business account for more privacy. Or try a cash app instead; it’s way more discreet. And prepaid debit cards are also a great way to send money without revealing your identity.

Just a reminder, you can never be 100% anonymous when sending money online. But with the methods mentioned earlier, you can definitely get pretty close.

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Shalini Kapoor is a dedicated financial writer and editor at Currently pursuing her Master's in Accounting, she possesses a unique blend of academic rigor and practical insight into personal finance. Shalini is fervent about empowering individuals with actionable financial advice, grounded in her in-depth studies and natural flair for simplifying complex topics. As an editor, she ensures every piece of content meets the highest standards of accuracy and relevance. With a passion for continuous learning, Shalini is not just sharing knowledge but also constantly expanding her own, to benefit the readers of

Content Disclaimer: Our site offers educational and informational content only, not professional financial advice. Consulting a financial advisor about your particular circumstances is best.

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